Loan Schemes

Small Loan

Quick access to funds for minor expenses with minimal processing time.

  • Fast Approval
  • Flexible Repayment
  • Competitive Rates

Medium Loan

Ideal for significant purchases, home improvements, or medical emergencies.

  • Higher Limit
  • Extended Tenure
  • Low Interest

Large Loan

Designed for major investments, vehicle purchases, or substantial asset acquisition.

  • Maximum Funding
  • Long-term Repayment
  • Dedicated Support

Education Loan

Invest in your future or your children's education with our specialized scheme.

  • Grace Periods Available
  • Direct Institution Payments
  • Low Rates

Emergency Loan

Immediate financial relief for unforeseen circumstances.

  • 24-Hour Disbursement
  • Minimal Documentation
  • Easy Access

Loan Application Process

Step 1: Check Eligibility

Ensure you meet the basic criteria as a public servant and review our schemes.

Step 2: Submit Document

Provide your recent payslip, valid ID, and completed application form.

Step 3: Assessment

Our team reviews your application swiftly and fairly.

Step 4: Disbursement

Upon approval, funds are transferred directly to your designated account.

Advance Scheme

Our Advance Scheme allows you to access a portion of your upcoming salary. A flat 5% interest rate applies to the advanced amount.

Flat Interest Rate: 5%

Salary Range Maximum Advance Eligibility
$1,000 - $3,000 Up to 30%
$3,001 - $5,000 Up to 40%
Above $5,000 Up to 50%